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Updated: Thursday, July 03, 2008 at 5:18 PM ET

Featured Pages

What's New - links to documents issued by OTS within the last 15 days.

Reich Calls for Consistent Regulation of Mortgage Industry - Expertise in mortgage lending and nationwide examination workforce make OTS uniquely qualified for expanded role.

Continued Housing Downturn Drives Loss in First Quarter - Thrift industry sets aside record provisions for loan losses expected from housing market distress.

OTS Enhances Service for Assisting Customers - Consumer Response Center is available for toll-free telephone calls from consumers with questions or complaints.

OTS Advances Proposal on Unfair and Deceptive Practices - Proposed rule related to credit cards and overdraft services (full proposal available).

OTS Submits Comment Letter on Home Valuation Code and Agreements - Concern cited about economic consequences that the code of conduct could have on the federal housing and mortgage markets.

Register for a Director's Checkup - Dates are set for OTS seminars in 2008 in Atlanta, San Francisco, Philadelphia and Columbus, OH. We will discuss best practices and address important, relevant issues facing the thrift industry.

Foreclosure Prevention Proposal - Review fact sheet on OTS proposal to avoid foreclosures for financially distressed borrowers who owe more on their homes than the homes are worth.

2008 Interagency Minority Depository Institutions National Conference - Register Now! July 16-18, 2008, Chicago, Illinois.

The Office of Thrift Supervision (OTS) is the primary federal regulator of federally-chartered and state-chartered savings associations, their subsidiaries, and their registered savings and loan holding companies. OTS was established as a bureau of the U.S. Department of the Treasury on August 9, 1989, and has five regional offices located in Jersey City, Atlanta, Chicago, Dallas, and San Francisco. OTS is funded by assessments and fees levied on the industry it regulates. This web site provides access to information about the agency's programs and activities. We hope you find it informative and helpful.

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